Legal
Terms & Conditions
Last updated: January 1, 2026.
These Terms govern the use of ecazona.com and the services provided by Ecazona S.A.S. Accessing the site implies full acceptance of these Terms.
1. Identification of the owner
Ecazona S.A.S., Tax ID 1793215649001, registered office at Av. República E7-95 y Martín Carrión, Edificio Pucará, 9th floor, Quito, Ecuador, crowdfunding platform operator under Resolution SCVS-IRQ-DRMV-2024-0188.
2. Purpose
Ecazona is a technology platform that connects property developers seeking financing with investors willing to lend capital, through loan agreements secured by real collateral.
3. Registration and eligibility
To invest you must complete the KYC process, be at least 18 years old and accept the applicable contractual documents. Ecazona reserves the right to deny registration to users who fail to meet legal or internal requirements.
4. Risks
Every crowdlending investment carries the risk of partial or total loss of capital, default, illiquidity and delay. Published returns are targets, not guaranteed. The investor declares to acknowledge and accept these risks.
5. Fees
Registration and subscription are free. Ecazona charges a 1% annual management fee on invested capital, already deducted from the target return published in each opportunity.
6. Intellectual property
All site content (brand, texts, images, code) is owned by Ecazona S.A.S. or its licensors. Reproduction without written authorisation is prohibited.
7. Modifications
Ecazona may amend these Terms at any time. The version in force will always be the one published on ecazona.com.
8. Governing law and jurisdiction
These Terms are governed by the laws of the Republic of Ecuador. Disputes shall be submitted to the competent courts of the canton of Quito, save where mandatory law provides otherwise.