Quito · Cumbayá
Altavista Residential Building
- Target return
- 11.8% per year
- Term
- 18 months
- Loan-to-Value
- 62%
97% funded
Real Estate Crowdlending · Ecuador
Invest in real estate
from USD 100
Ecazona connects investors with vetted real estate projects in Quito, Guayaquil and Cuenca. Loans secured by first-rank mortgages and real collateral, with target returns between 9% and 13% per year.
- USD 14.8M
- Funded in 2025
- 412
- Active investors
- 11.2%
- Historical average return
What is real estate crowdlending
Collective lending backed by real estate, explained simply.
Real estate crowdlending is a form of collective investing in which several people lend capital to a property developer or project. In return, they earn periodic interest payments and the repayment of their principal when the loan matures. At Ecazona every loan is secured by mortgages, guarantee trusts or real collateral over the underlying property, which reduces investor risk compared to other alternatives.
Step 01
01
The project is audited
We assess the developer's solvency, the appraisal of the property, municipal permits and technical viability. We only list projects that pass our risk committee.
Step 02
02
You lend from USD 100
Pick the projects you like and invest the amount you choose. Your contribution joins that of hundreds of investors funding the loan.
Step 03
03
You receive principal + interest
You receive monthly payments or a single payment at maturity, according to the project schedule. If the developer defaults, we enforce the mortgage in favor of investors.
Featured opportunities
Real projects, located in Ecuador.
An illustrative sample of the type of deals published on Ecazona. Figures are indicative and do not constitute a current offer.
Guayaquil · Samborondón
Riberas del Daule Estate
- Target return
- 10.4% per year
- Term
- 24 months
- Loan-to-Value
- 58%
81% funded
Cuenca · El Vergel
El Vergel 22 Lofts
- Target return
- 9.9% per year
- Term
- 12 months
- Loan-to-Value
- 55%
100% funded
Indicative information. All crowdlending investments carry the risk of partial or total loss of capital.
Why Ecazona
A platform built for local trust.
We operate under Ecuadorian regulations and apply international compliance standards.
Real collateral on the property
Every loan is secured by a first-rank mortgage or a commercial guarantee trust over the financed asset.
UAFE and SCVS compliance
We apply KYC, anti-money-laundering policies and reporting to Ecuador's Financial and Economic Analysis Unit.
Segregated custody in USD
Investor funds are held in segregated accounts with Ecuadorian banks regulated by the Superintendency of Banks.
Full transparency
Access to legal documents, property appraisal, loan agreement and payment schedule before you invest.
Frequently asked questions
What you wanted to know before investing.
Start today
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